PruClinic Launched - A Great Product

It is now possible to claim on personal insurance coverage for the cost of visiting clinics — under a new medical rider launched by Prudential Assurance Malaysia Bhd last month.

This claim is possible only if the applicant already has a life insurance policy with Prudential Malaysia.

Also, the claim is only allowed if the applicant goes to any of the about 2,200 general practitioner clinics signed up with Prudential Malaysia.

This new medical rider, called PRUclinic care, is offered to its policyholders aged between one and 60 and will cover RM1,500 worth of clinical treatments annually for a two-year benefit term.

Chief marketing officer Fiona Liao said in a statement the PRUclinic care rider is available with premiums starting from RM188 a year and involves the issue of a cashless card that will be recognised at its panel clinics.

She said the new offer ensures the healthcare needs, especially for young families, are covered.

“More and more people are feeling the financial pinch from visiting their local clinic due to the escalating cost of medicine and consultation fee, which is why we created PRUclinic care.

“Besides families, it is suitable for self employed individuals and even small and medium enterprises who wish to offer medical coverage to their employees.”

PRUclinic care can be purchased together with PAMB’s PRUlink one, PRUlife ready and PRUmy child investment-linked insurance plans.