Newly married
You are young and promising. Life has taken a new turn, it is beautiful and exciting. To ensure that this momentum continues, get a family floater health insurance policy. It will also support you when your newborn child arrives.
First home
You toil to build a beautiful house but fear what will happen if an earthquake strikes or a flood damages it. It becomes important to take a home insurance policy to safeguard your house against natural calamities or fire. You should also cover yourself against unfortunate events like critical illness and personal accident equivalent to your home loan amount, so that such unforeseen events don't drain out your savings and home.The dream car is here and you enjoy going for long drives. But in an adversity, is the car insurance enough? Check existing features of your motor insurance policy and see if you are adequately covered. Always go with an adequate and feature-rich motor insurance policy. Ensure that the new policy helps you in the event of a breakdown of the car or pays you for the transport when the car is damaged and undergoing servicing.
Taking health more seriously
Health jitters have started surfacing, medical inflation is multiplying and your mind has started worrying. Stories of serious diseases are floating among friends and relatives. Now is the time to evaluate the risk and convert your family floater health insurance policy into an individual health insurance policy. At this stage of life since buying a new cover will put you in new waiting periods, it is advisable to convert your existing floater policy into an individual policy and carry forward all the continuity benefits from that policy.You anchored each other when life got difficult. You had health and age on your side. Now you have all the time in the world for your partner and it should be well spent. Explore the world with your partner and ensure to take a travel insurance policy without fail. If you were dependent on your employer's health insurance group policy, it is time to take a health insurance policy covering your partner and yourself adequately against the health risks that are common at this stage of life.
For everyday uncertainty
You want to be with your loved ones all the time and always hope for their good health and prosperity. So ensure that you have a personal accident cover. This way, you are taken care of even if an unforeseen event occurs.
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