Selangor Peduli SIhat

The Selangor state government is revamping its Peduli Sihat Scheme (underwriting the Peduli Sihat Insurance Scheme) into an RM1.4 billion health insurance programme next year with basic benefits for low-income residents.

RM42.5 million has been allocated for 85,000 families/policy holders. This Rm42.5 illion is insurance premiums borne by the state at RM500 per family for 85,000 families next year.

PEDULI SIHAT - offers  as well as four insurance benefits:

• Death or total permanent disability (TPD) by accident (RM5,000 payout)
• Death or TPD by natural causes (RM5,000 payout)
• Critical illness (RM5,000 payout)
• Funeral expenses (RM1,000 payout)
• A maximum RM500 per year to spend on primary care, including medical check-ups and vaccination, in private clinics,

Each family is entitled to one claim from each insurance category in a year. There are 1,529 panel clinics under the Peduli Sihat Insurance Scheme in Selangor and the Klang Valley.

WHO IS AVAILABLE - Peduli Sihat is availanle to families living in Selangor with a monthly household income of RM2,000 and below, who must be born in Selangor or have lived in the state for at least 10 years. Beneficiaries must be Bantuan Sara Hidup (BSH) cash aid recipients.

SELGATE Healthcare CEO Muaz Omar said SELCARE Insurance PCC Ltd — which is  — is providing a maximum payout of RM1.4 billion next year, which translates to a 3,300 per cent return on investment, based on RM42.5 million in premiums paid by the state. SELCARE Insurance PCC Ltd is a wholly owned subsidiary of SELGATE Healthcare, which is a wholly owned subsidiary of SELGATE Corp, which is in turn a wholly owned subsidiary of state-owned development agency Selangor State Development Corporation (PKNS) in the country’s most developed state.