Raise The Deads

It is well known that the Election Commission has the capabilities to resurrect dead voters come polling day and to register phantoms at home addresses without the occupants knowing about it. Just ask PKR deputy president Azmin Ali.

11 phantom voters were registered to his mother’s residential address. His mum who lives alone apparently did not approve of the other 11 phantoms, and she lodged a complaint.

Another Corruption

Jun 30: Abdul Rahman Bakri (Sabak Bernam UMNO Member of Parliament) ordered to enter defence. He is accused of making RM80,000 in false claims when he was Sungai Ayer Tawar assemblyperson.

Next PM of Thailand

Puea Thai Party candidate Yingluck Shinawatra (second left) gestures during a campaign stop in Bangkok June 30, 2011. Thailand will hold a general election on July 3.

Lateral Thinking

A man who'd just died is delivered to a local mortuary wearing an expensive, expertly tailored black suit.

The female blonde mortician asks the deceased's wife how she would like the body dressed. She points out that the man does look good in the black suit he is already wearing.

The widow, however, says that she always thought her husband looked his best in blue, and that she wants him in a blue suit. She gives the Blonde mortician a blank check and says, 'I don't care what it costs, but please have my husband in a blue suit for the viewing.'

The woman returns the next day for the wake. To her delight, she finds her husband dressed in a gorgeous blue suit with a subtle chalk stripe; the suit fits him perfectly...

She says to the mortician, 'Whatever this cost, I'm very satisfied... You did an excellent job and I'm very grateful. How much did you spend?'

To her astonishment, the blonde mortician presents her with the blank check.

'There's no charge,' she says.

'No, really, I must compensate you for the cost of that exquisite blue suit!' she says.

'Honestly, ma'am,' the blonde says, 'it cost nothing. You see, a deceased gentleman of about your husband's size was brought in shortly after you left yesterday, and he was wearing an attractive blue suit. I asked his wife if she minded him going to his grave wearing a black suit instead, and she said it made no difference as long as he looked nice.'

'So I just switched the heads.'

Tribunal For Consummer Claims

I received this from a Friend: I cannot confirm if this article is correct. All I can confirm is that this "Tribunal Tuntutan Pengguna Malaysia" is quite effective to settle disputes where the amount is RM25,000 and below.

Notice that most of the time, the receipt / invoice you received from the merchant carries this exclusion clause or similarly worded statement: 'Goods sold are not returnable' or 'No refund once sold'.

The thing that I have learnt from here is that : 'As long as the product is purchased for home use and not for business ( i.e. to be resold), the above exclusion clause is VOID.

That means, as long as the product is defective (or the product does not work as claimed by the sales pitch), regardless of what is worded, you CAN get back all your money spent. You do not have to accept a repair on the product or an exchange. You CAN ask for a refund. AND you are LEGALLY right and entitled to!

And most of the time the merchant will refuse to return you your money. Her advice? From her own experience ( and no less than 7 and all successful!) , she will threaten the merchant with four words: 'SEE YOU IN COURT!'

The court here refers to the Small Claims Tribunal Court. You don't have to tell them what court! All you have to pay is RM10 admin fee and the loser (the merchant) will have to refund you the money PLUS the admin fee!

Tribunal Tuntutan Pengguna Malaysia ,
Tingkat 16, Putra Place ,
100, Jalan Putra ,
50622 KUALA LUMPUR
Tel: 03 - 40492300 / 40424181 Fax: 03 - 40424259

http://ttpm.kpdnkk.gov.my/portal/index.php

The Tribunal for Consumer Claims is an independent body established under Section 85, Part XII of the Consumer Protection Act 1999. The Tribunal operates under the Ministry of Domestic Trade, Co-operatives and Consumerism. The primary objective of establishing the Tribunal is to provide an alternative forum for consumers to file claims in a simple, inexpensive and speedy manner.

Generally a consumer means a person who buys goods and services for his personal use or for domestic or household purpose.

The Tribunal has jurisdiction in respect of any claim not more than RM 25,000.00 filed within 3 years of the dispute except the following claims

◦claims arising from personal injury or death;

◦claims for the recovery of land, or any estate or interest in land;

◦claims in which the title to any land, or any estate or interest in land, or any franchise, is in question;

◦in which there is a dispute concerning :-

◦- the entitlement of any person under a will or settlement or on any intestacy;

◦- goodwill;

◦- any choose in action;

◦- any trade secret or other intellectual property; and

◦where any other tribunal has been established under any other written law to hear and determine claims that are under the jurisdiction of that other tribunal.

Fantastic Quotes

Heavy rains remind us of challenges in life. Never ask for a lighter rain. Just pray for a better umbrella. That is attitude.

When flood comes, fish eat ants and when flood recedes, ants eat fish. - Only time matters. Just hold on, God gives opportunity to everyone!

Life is not about finding the right person, but creating the right relationship, it's not how we care in the beginning, but how much we care till the very end.

Some people always throw stones in your path. It depends on what you make with them. A Wall or a Bridge? - Remember you are the architect of your life.

Search for a beautiful heart, but don't search for a beautiful face. Coz beautiful things are not always good, but good things are always beautiful.

It’s not important to hold all the good cards in life. But it’s important how well you play with the cards you hold.

Often when we lose all hope and think this is the end, God smiles from above and says, 'relax dear it’s just a bend, not the end.' - Have faith and have a successful life.

One of the basic differences between God and humans is, God gives, gives and forgives. But the human gets, gets, gets and forgets.

Be thankful in life....

Life Insurance Agent

In Hong Kong, when you tell people you work as an insurance agent, their first reaction is sudden awkwardness followed by: “Don’t sell me an insurance plan”, or “I’ve bought one already.”

Even if you change your title to “financial planner”, the result is the same. What generates this fear? After all, if you say you sell coffee or lemonade on the streets, people are more than happy to drop by and give you business.

My personal view after working in the industry is that people are afraid of planning for intangible and unforeseen events.

But insurance is a must-have product. Health care and benefits all come under the sector. And don’t forget the building you are living in or the car that you recently purchased. Are these products really that annoying?

Underwriters and actuaries work hard to calculate products that are suitable for every occupation. Insurance is the one financial product that everyone needs, regardless of age, gender or ethnicity.

Then why don’t most people give agents any respect, as if they don’t know what they are selling? Part of the problem, admittedly, has to do with the agents themselves. If salespeople constantly deliver a message of “please help me make my quota”, no one will show much sympathy for them.

Instead insurance agents should be intermediaries. They are there to tell you to help yourself. The service they provide is professional knowledge. They should know a bit about everything, including complex disease and different career paths, in order to service a broad range of clients.

In terms of education funds, savings plans or investment-linked vehicles, customers come to you thinking you are an expert in the field. Yet there are not that many true experts out there, which leads to the issue of talent. Unfortunately, the smartest people don’t always want to go into this sector.

But even if agents are not the most qualified or well educated individuals, showing your temper and despising them is just like getting angry with your maid. It benefits nobody.