Has driving on Malaysian roads deteriorated to the point where we should seek insurance coverage – toget some compensation to cover medical expenses and fix damage to the car?
AmGeneral Insurance Bhd there is a demand for exactly such coverage – part of the enhancements to its Perfect Rider Plus personal accident protection plan that provides coverage for the driver and passengers whilst driving or riding, boarding or alighting from a named vehicle.
In a statement, chief executive officer Derek Roberts said: “Snatch thieves are getting more desperate and bolder by the day, robbing innocent victims in broad daylight and even smashing car windscreens.
This can be traumatising for the victim, not to mention the financial loss. So if a vehicle window or windscreen is broken by any third party by use of force whilst the vehicle is attended to on the road and if personal items are stolen in the same incident, we will pay the Insured a lump sum amount of RM1,500 as a compassionate allowance for the repair of the broken window or windscreen and loss of personal items.
Car loan protection provides a compassionate relief of up to RM5,000 for hire purchase instalments in the event of a claim on accidental death or permanent disablement.
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