When Evie Khusnul Khotimah logged in to her account on the online shopping app Shopee in May, a curious new payment method caught her attention. The service, called PayLater, allows buyers to purchase items first and settle payments afterwards.
Intrigued by how this worked, the 24-year-old freelance writer from Indonesia gave the new scheme a try – and she has been sold ever since.
“I’ve bought over 10 items with PayLater, the most expensive being a pair of pants that cost 300,000 rupiah (US$21), ” said Evie, who lives in Samarinda in the east of Borneo. “I always pay my bills on time, without instalments. Since I don’t have a credit card, I did not know how it works, but PayLater is teaching me how that works.”
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