Drive Less Pay Less

With the Movement Control Order (MCO) in place, most Malaysians are driving less these days. Working from home and minimal social contact will likely be the norm for the next six to seven months. At least. The savings made on petrol will be quite significant for those who commute daily to work but what about the car insurance?

This was exactly the question Pacific & Orient Insurance Co Berhad (P&O) had in mind when they came up with PrOmilej, a new insurance product that allows you to save up to 40 per cent in premium.

With PrOmilej, customers are able to save up to 40 per cent on their basic premium if they drive less than 5,000 kilometres a year, 20 per cent if they drive between 5,001and 10,000 kilometres, and 10 per cent if they drive between 10,001 and 15,000 kilometres.

These savings are on top of the normal discount given by motor insurers based on the customer’s NCD status.

Within the mileage band you chose, your vehicle is comprehensively insured. This means while your mileage remains within the mileage band purchased, the PrOmilej policy will pay for the fire, theft, loss or damage to your car in the event of an accident.

At the same time, third party insurance cover is still included in the policy up to the next renewal even if you exceed the mileage band.