Medical College police have registered a case against a five member gang for running a large-scale insurance fraud scheme in the city of Thiruvananthapuram, India. One of the people involved is incidentally a sub-inspector with the traffic division of city police. The gang allegedly created fake medical certificates after the accidents, and the fraud has been taking place in the city unabated for so many years.
The scandal came to light after insurance companies sought information under the Right to Information Act from Medical College Hospital to verify the authenticity of medical certificates submitted along with insurance claim applications. However, the replies said that no such persons underwent treatment at the hospital for accidents and the IP numbers in the medical certificates belong to some random people who were admitted at the hospital for various illnesses
Usually, the insurance companies do not verify the medical records and FIR but by filing an RTI query, a huge scam came to light. After one of the defrauded companies filed a complaint, Medical College police registered a case under sections of IPC 465 for forgery, 468 for forgery for the purpose of cheating, 471 for fraudulent use of a forged document and 34 for crime committed by more than one person, and have started an investigation.
The fraud allegedly took place with three major insurance companies operating the city. Police said the traffic cop’s role in the crime cannot be simply considered as negligence as it took place several times in the last couple of years.
“A mistake might happen once or twice but here it took place several times,” said police. According to police, one ‘fake accident’ created by the gang involves a motorcycle owned by fourth accused Manesh and allegedly took place on June 9, 2018. The vehicle ridden by Vishnu on which Sajith was riding pillion hit second accused Sandhya, according to the FIR registered by Sanal Kumar.
Fake medical certificates of the treatment taken at the Medical College hospital were forged and sent to the court. Later, they were sent to the insurance company for claim processing. But when the company sought details of the treatment from the hospital, the fraud was revealed.
“The investigation has just started and more details and the gravity of the fraud will come to light in the coming days,” police added. Police have not yet made any arrests in connection with the case
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