Zurich Insurance Malaysia Bhd (ZIMB) yesterday launched a medical insurance plan, Omni Health, the first in the market which offers cash back on premiums paid under its no claim bonus (NCB) benefits to give customers more reason to stay fit.
Chief executive officer Philip Smith said the ten per cent cashback on premiums excluded the Goods and Services Tax which would be refunded to the policy holder as a bonus in the following policy year, he said. Malaysia has been rated the highest among Asian countries for obesity with 44 per cent of women and 44 per cent of men found to be obese.
“Obesity and high cholesterol are one of the top two reasons of extra loading of medical premiums in Malaysia as it leads to a lot of health problems and high medical cost,” he said after launching the product yesterday.
Meanwhile, ZIMB general manager, Life Insurance Division, Mukesh Dhawan said Malaysians were becoming more health conscious and this was reflected by the growth of wellness establishments like gymnasiums, weight management centres and organic food and beverage operators.
He said Omni Health was introduced to encourage customers to observe healthier lifestyles by adopting preventive measure. “Omni Health also featured Wellness Reward Programme for customers with health setbacks at the point of purchase where they will be placed under a wellness programme with professional advice and guidance for healthy living.
“Should their conditions improve at the end of the programme, their insurance premium would be automatically reduced,” he added. ZIMB is part of Zurich Insurance group headquartered in Kuala Lumpur and formerly known as Malaysian Assurance Alliance with a nationwide presence of 43 branches.
It offers a vast range of general insurance and life insurance solutions to cater for insurance, savings and investment needs of Malaysian through 5,000 tied life insurance agents and 3,000 multi-tied general insurance agents.
No comments:
Post a Comment